RADIVA

AI-native agri-credit data

Bank-ready profiles for Italy's small farms.

RADIVA turns scattered farm documents, public registers, satellite and field data into structured, sourced credit profiles — in minutes, not weeks.

The challenge

Italy's small farms are a lending market you can't yet read.

92%

Micro and small

Nearly all agri-businesses in Italy are micro or small, and 93.5% are run as family farms.

57.5%

A handover is coming

57.5% of farm managers are 60 or older, up from 49.1% in 2010. Under-45s fell from 17.6% to 13%, so many farms will change hands soon.

Weeks

To assess one file

What data exists is on paper and scattered across offices, so small loans cost more to assess than they earn.

Sources: ISTAT, 7th Agricultural Census (2020 data); farm manager age vs 2010 from ISTAT Censimento Agricoltura report (June 2022).

The solution

One AI-native platform that turns scattered farm data into bank-ready profiles.

1 · Integrate

Every source

Documents, public registers, satellite and soil data, gathered in one place.

2 · Pre-process

AI does the work

Extracts, cleans, checks and scores the data, so analysts don't have to.

3 · Deliver

Ready to use

Farm profiles via dashboard or API, plugged into the bank's credit process.

From weeks of paperwork to a credit-ready profile in minutes.

How it works

From farm file to field sensor.

Data in

Fascicolo aziendaleCAP farm file: land and crops
DocumentsInvoices, contracts, scans
SatelliteCrops and soil, every 5 days
Field IoTSoil, weather, machine sensors
AI-native core

RADIVA

  • Reads unstructured documents
  • Integrates and cleans every source
  • Scores productivity, risk and sustainability
  • Every figure traceable, with a range
  • Farmer consent and GDPR by design

What you receive

Credit profileOne farm, one application
MonitoringLive updates on your loan book
APIInto your own systems
Built forBanks, institutions, insurers, agrifood

Use cases

One farm profile, three ways to use it.

Banks

Credit

Decide on farm loans with a structured, sourced profile instead of a folder of paperwork.

You get: credit-ready profiles, then ongoing monitoring of your agri loan book.

Insurers

Insurance

Price crop and climate risk at field level, and check claims without a site visit.

You get: field-level risk indicators and satellite evidence per parcel.

Agrifood & factors

Factoring

Advance cash on farm invoices with confidence in what was actually produced.

You get: verified production and supply data for each supplier.

Benefits

What changes for your credit team.

Today
With RADIVA
Time to decision
Weeks collecting and reading paperwork
A credit-ready profile in minutes
Cost per file
Too high for small loans to pay off
One structured, sourced profile to review
Market reach
Micro and small farms fall below the threshold
A new segment you can assess and serve
Loan book
Checked once, at origination
Monitored continuously by satellite and field data

Next step

Let's build your first farm profile.

Book a 30-minute demo and see a farm profile built from real documents.